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Travel Insurance

Travel Insurance. Simple & Flexible.

It's the final countdown to your next big adventure. You’ve got your passport and tickets, every pair of socks you own, and enough mosquito repellent to cover an elephant. But aren’t you forgetting something? Travel insurance, a safety net if things go wrong, should be right at the top of your list.

Travel Insurance… Just Incase!

Travel insurance for independent travelers and families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.

Megabyte Travel’s Insurance Services has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, Megabyte Travels can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.

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Wherever you are, we’re here when you need us?

need us
Buy cover while traveling

If you're traveling and want to travel longer, World Nomads lets you buy more cover to keep you on the road.

24/7 Emergency Assistance

Our assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Cover for 50+ Destinations

At Megabyte Travels, we love to explore our boundaries when we travel, so we've worked for over ten years developing one of the longest lists of covered destinations.

Benefits of Megabyte Insurance

Medical Emergencies & Evacuation
Medical Emergencies & Evacuation
Trip Cancellation or Early Return
Trip Cancellation or Early Return
Trip Cancellation or Early Return
Loss of Baggage, Travel Documents & Personal Belongings
Transport Cancellation
Transport Cancellation
Laptop Damage
Laptop Damage
Kidnap and Ransom
Kidnap and Ransom

Do you have any Confusion About Travel Insurance

Travel Insurance FAQ’s

Is travel insurance necessary?

Travel insurance is like any other type of insurance – you buy it hoping not to need it. The purpose of any insurance plan is to protect the insured from huge financial losses. After all, isn’t that why you buy homeowner’s or renter’s insurance? You have it but hope you won’t need it. If your home burns to the ground, most of us would be in a bind to pay for a new place to live, replace all our belongings, and have the money to rebuild without the help of insurance.

Travel insurance is the same – you buy it hoping you won’t need it but when you do, you want that coverage available to you to prevent significant financial losses in the event you have to cancel your trip, you lose your luggage, you miss your cruise departure, and more.

Without travel insurance to cover those unexpected – and often unpleasant – events, you’ll have to recover on your own and out of your own pocket.

What should I consider when choosing a policy?

Getting the most out of your travel insurance is all about having the right policy to begin with, but it can be a little overwhelming trying to determine which level of cover is right for you. We have put together some tips that may be useful when determining your travel insurance cover:

  • Destinations: Are all my destinations covered?
  • Medical: Do I have the right level of medical cover?
  • Personal Belongings: How much of my baggage & belongings are covered?
  • Valuables: Am I taking any valuables with me?
  • Sports & Activities: If I’m injured (or fall ill) while partaking in certain activities, will my insurance cover me?
  • Cancellations: If I have to cancel my trip, do I want my money back?
  • Limits/Excesses: How much money do I want to pay before I can claim?
  • Exclusions: Do I understand what’s excluded from my policy?
What about buying single trip insurance?

If you’re buying single trip travel insurance, providing the policy includes cancellation cover, you will be protected from the moment you pay! This essentially means, that if you are forced to cancel your trip between the time you purchase your cover and your holiday departure date, you can turn to your insurance policy to recover your holiday costs (minus any excess applied to the policy).

What should I do before I start comparing insurance plans?

Make sure you compare insurance plans to get the right policy for you, whether you’re a carefree student, trekking across Himalayas with your family, or relaxing on a cruise. And think about how often you travel: do you need annual multi trip insurance for your mini-break addiction or single trip insurance for a one-off jaunt? If you’ve finally taken the plunge for a gap year or career break, look out for backpacker and long-stay travel insurance.

Where is my policy certificate?

Travel insurance is like any other type of insurance – you buy it hoping not to need it. The purpose of any insurance plan is to protect the insured from huge financial losses. After all, isn’t that why you buy homeowner’s or renter’s insurance? You have it but hope you won’t need it. If your home burns to the ground, most of us would be in a bind to pay for a new place to live, replace all our belongings, and have the money to rebuild without the help of insurance.

Travel insurance is the same – you buy it hoping you won’t need it but when you do, you want that coverage available to you to prevent significant financial losses in the event you have to cancel your trip, you lose your luggage, you miss your cruise departure, and more.

Without travel insurance to cover those unexpected – and often unpleasant – events, you’ll have to recover on your own and out of your own pocket.

About Company

Megabyte Travels & Tours
Nagpokhari, Kathmandu
Phone: +977-1-4415717
Email: megabytet@wlink.com.np

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